Protects Your Mortgage
If you pass away, coverage can pay off your remaining mortgage or cover monthly payments for a set period, so your family keeps the home.
Protect Your Mortgage. Protect What You've Built.
Mortgage protection helps protect your home and family if death or serious illness occurs, providing funds to help pay off the mortgage or cover monthly payments for a set period of time.
Takes less than 30 seconds
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
4,000+
Mortgages Protected
2,000+
Veteran Mortgages Protected
Licensed in
40 States
Any lender, any loan
Works With Every Type of Home Loan
- VA Loan
- FHA Loan
- Conventional
- USDA
- Jumbo
- Refinanced
Big bank, credit union or local lender, your coverage protects your family, not your lender.
The real risk
What Most Homeowners Don't Realize
Work coverage may not match your mortgage. It often ends when you leave the job and may not cover your full balance.
Rates can climb with age. Locking in a level rate now can cost far less than waiting.
The payment is still due. If income stops because someone passes away or gets seriously ill, the mortgage doesn't stop with it.
Mortgage protection has one job: making sure the house stays with your family.
Your coverage
What Mortgage Protection Does
One job: keeping your family in the home you've worked for.
Protection If You Get Seriously Sick or Hurt
Many plans let you access a portion of your death benefit while you're living after a qualifying serious illness or injury. Availability varies by plan.
Built Around Your Mortgage
15, 20, 30-year loan, whatever you have, coverage can be structured around your balance and years remaining, with level premiums for the term you choose.
This is how it works
Review Your Mortgage Protection Options in 3 Simple Steps
-
1
Tell Us About Your Home
Answer a few quick questions about your mortgage, your family and basic health information.
-
2
Talk With a Licensed Specialist
A licensed professional reviews your information and prepares options based on your situation.
-
3
Choose Your Protection
Your specialist guides you through the next steps and helps lock in your coverage, with level premiums designed to stay the same for the term you choose.
Frequently Asked Questions
Is mortgage protection required?
No. It's completely optional and separate from your mortgage.
Is this the same as PMI?
No. PMI protects your lender. Mortgage protection protects your family.
Are you my lender?
No. True North is an independent licensed insurance agency. We work with homeowners no matter who their lender is.
What does it cover?
Mortgage protection is life insurance built around your mortgage. If you pass away during the term, the benefit goes to your family, who can use it to pay off the mortgage or keep up with the payments. Many plans also let you access part of the benefit after a qualifying serious illness or injury. Exact coverage varies by plan.
How much does it cost?
It depends on your age, health, coverage amount and term. Your specialist will show you real options.
I already have life insurance through work. Do I need this?
Work coverage often ends when you leave the job and may not cover your full balance. We'll review what you have and only recommend something if there's a real gap.
Do I need a medical exam?
Many plans don't. It depends on the carrier and coverage amount.
Will this affect my credit?
No. There's no credit check.
Your Family's Home Shouldn't Depend on One Paycheck.
See your options in less than 30 seconds. We compare to get you the best price.
2 of 9
How Much Do You Owe on Your Mortgage?
This helps us figure out how much coverage it would take to fully protect your home.
3 of 9
What Type of Mortgage Do You Have?
Just helps us figure out what coverage is right for you.
Your information is private and never sold. No credit check. Won't affect your credit.
4 of 9
Who Is Responsible for the Mortgage?
If two people pay the mortgage, protect both parties.
Your information is private and never sold. No credit check. Won't affect your credit.
5 of 9
Who Do You Want the Coverage to Protect?
So we can build coverage around the people who matter most.
6 of 9
Have You Used Tobacco or Nicotine in the Last 12 Months?
Helps us match you with the carriers that offer you the best rates.
Your information is private and never sold. No credit check. Won't affect your credit.
7 of 9
Your information is private and never sold. No credit check. Won't affect your credit.
8 of 9
What State Is Your Home In?
Coverage options and carriers vary by state, so this makes sure you're matched with a specialist licensed where you live.
Your information is private and never sold. No credit check. Won't affect your credit.
9 of 9
Almost Done! Complete Your Request
Who are we preparing these mortgage protection options for?
Connecting You With a Mortgage Protection Specialist…
- Reviewing your answers…
- Checking coverage options in your state …
- Finding an available licensed specialist…
- Specialist found!
MATCH FOUND
Good News , You've Been Matched With Jorge Murillo.
Over 10 years helping homeowners and Veteran homeowners . He's preparing your options now and will have everything ready when you talk.
Jorge Murillo
Licensed Mortgage Protection Specialist
NPN: 21496769
Available now
Call now or pick a time below — Jorge will have your options ready.
- Preparing your options to go over with you
- Compares multiple top-rated carriers to get you the best price
- Puts together a concrete plan for you and your family
CALL JORGE NOW
Fastest way to see your options. No call center, no hold music.
Pick a time that works for you and your spouse.
Why Call Now?
Life insurance rates are based on your age and health today. The sooner your coverage is in place, the sooner your family is protected, and waiting usually means paying more.
What Happens on the Call (About 15 Minutes):
- 1 Jorge confirms your mortgage details.
- 2 He shows you coverage options with a locked-in rate, so your payment stays the same for your whole term.
- 3 You decide what fits your family. Zero pressure.
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
Jorge Murillo
Licensed Mortgage Protection Specialist
Pick a Time for Your Consultation With Jorge
Pick a Day & Time
⛔ That Day Isn't Available
Please pick a day within the next 4 days.
Time (your local time)
Times shown in Eastern Time (ET)
Wrong time zone?
Rather talk now? Call Jorge
15–20 minute call · Licensed specialist
Great
4.7
5,217
reviews on
Trustpilot
Michael R.
★★★★★
Peace of mind for my family
True North made the process simple and easy to understand. They explained everything clearly and helped me find a plan that fits our needs. I feel much more secure knowing my home and family are protected. Highly recommend!
Sarah P.
★★★★★
Caring and knowledgeable team
They were patient, answered all of our questions, and made sure we understood our options. As a homeowner, it's hard to find companies that actually care. True North truly looks out for families and helped us get the right coverage for our home.
David T.
★★★★★
Simple process and great support
The team made everything easy from start to finish. They explained how the protection works in a way that actually makes sense and helped me choose the right coverage for my family. Excellent service and very professional.
Thomas M.
★★★★★
Professional and genuine
They weren't pushy at all and actually took the time to explain the benefits and answer all of my questions. You can tell they truly care about helping families protect what matters most.
Jessica E.
★★★★★
Great experience
From the first call to getting everything set up, the process was smooth and stress-free. The team was professional, friendly, and really took the time to explain our options. I feel confident knowing my family and home are protected.
You're All Set !
Your mortgage protection review with Jorge Murillo is booked for the day you picked at the time you picked .
Jorge will call you from (928) 433-2496 . Save it so you know it's us.
⚠️ Important: Make Sure You're BOTH There
If you and your spouse or partner are both on the mortgage, you BOTH need to be on the call with Jorge. Put it on both of your calendars now. If one of you can't make it, call (928) 433-2496 to reschedule.
Have Ready
- Your approximate mortgage balance
- Your monthly payment
- Any life insurance you already have
We're Sorry
Based on your age, you don't qualify for the mortgage protection coverage we offer. Coverage through our carriers is only available up to age 85.
Thank you for taking the time to check your options with True North Legacy Planning.